Mortgages

 Straight, honest mortgage guidance without the confusion

Whether you're buying, refinancing, or exploring options, I break everything down in plain English, from personal experience, so you understand the smart move, not just the sales pitch. 

Just clarity and a plan that actually fits your life. 

 Insurance that actually makes sense for real people

I review your coverages, explain what matters (and what doesn’t), and help you protect your home, cars, and family without overpaying. 

Simple breakdowns, real options, and full transparency every step of the way.